CBTM - Bulk Transaction Maintenance

DOP Finacle Menu

CBTM -  Bulk Transaction Maintenance

In alternate way, CBTM is enabled for posting of RD Accounts. Follow the below instructions to post RD Bulk accounts without any problem. 

1. Use Latest Version of BCP Template V3.0 Download
2. File Name Should be in the format of _.TXT
3. Invoke CBTM Menu and Browse the Text file path which is generate using templates.
4. View the results panel to know the status of file upload.

Possible error and Solution

if error found of  try the following,

• Use latest version of BCP Template to generate with correct name. Still error found, Rename in small case like *.TXT to *.txt
• If Still problem persist try to rename Rd.txt (R in Capital and d in Small letter)then try to upload the same.

If Menu shows retry error, do the following

• try after some time, in meanwhile issues report to CEPT for further solution.

CBS GO LIVE AT JAMMIKUNTA SO

count of manual data for digitization in c/w CBS Roll out.

Please update the count of manual data in the google spreadsheet at the below link

https://docs.google.com/spreadsheets/d/1IV4cD0Z9uB5TzULkT6MgcsvRMUZPAKYIPXvmb4OArq4/edit?usp=sharing

Revised Re-investment procedure in DOP Finacle

INDIA POST FINACLE GUIDE

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Revised Re-investment procedure in DOP Finacle Posted: 13 Aug 2015 12:01 AM PDT Previously we use to credit the total maturity amount in the office account 0387 and debit from the same in order to open a new account. Now as per the SB Order 07/2015 Scenario 14 re-investment of matured amount in CBS post offices should be done by crediting into customer's SB account only. Kindly stop using the office account 0387 for re-investment of matured accounts in CBS Post Offices. As per the SB order 07/2015 Scenario 14 follow the following procedure for re-investment of matured amount in CBS Post Offices. Revised Re-investment Process When a customer wants re-investment from one scheme maturity value to another scheme, customer should be asked if he/she has a Savings Account in any CBS Post Office. If Yes, then signature in that account available in the system should be tallied with the signature on the Closure Form. If Not, customer should be asked to pen a new savings account under the same CID(fresh KYC documents and Form should be taken if account/certificate matured belong to Pre-migration period). Customer should write on the receipt side of the Account Closure Form or Certificate, the amount to be re-invested, name of scheme and Savings Account number under his/her signatures. In case of new AOF presented for re-investment, under the field "Mode of Deposit", he/she has to write savings account number.In such case, no separate withdrawal form is required to be given and this transaction should be treated as non-cash transaction for the purpose of eligibility of commission to agents(if AOF contains details of agent). Once Postmaster/Sub Postmaster is sure about the genuineness of the depositor (from signatures/photograph /any other identification), total maturity value+interest should be credited into that Savings Account and then amount to be re-invested should be debited/withdrawn from this Savings Account and credited/deposited in the concerned new account while funding.  No re-investment should be accepted if customer does not have a savings account in a CBS Post Office or customer is not ready to open new savings account, in such a case, payment should be made by Postmaster Cheque only. For SB order 07/2015 Click Here

DECREASE MIS PRINCIPLE AMOUNT HALF IN CASE OF DEATH CLAIM

DECREASE MIS PRINCIPLE AMOUNT HALF IN CASE OF DEATH CLAIM

When a MIS joint customer has an account of excess of Rs 450000/-(Four lakh fifty thousand and above) and if one of the holder expires then how to withdraw(reduce) the excess amount held for that customer?

Step by step procedure for Conversion of Joint account to Single account 

• The maximum amount for joint holder in MIS is 9 lakhs
• If one of the customer expires and having principle amount greater then 4.5 lakhs then we have to withdraw the excess amount.
• When one of the joint holder expires for MIS account we need to withdraw the excess amount held with that customer by using the following procedure as mentioned below

1. Withdraw the excess amount held for the MIS account holder.
2. Modify the mode of operation to SELF for the MIS account.
3. Change the CIF status as deceased for deceased customer i.e., one of the joint holder.
4. Check the CLIMIT for the MIS account holder

Withdraw the excess amount for MIS account holder

• Invoke the menu HCAACTD i.e., closure option for the MIS account then select the function as "Z-Close", enter the account id and modify the withdraw amount(principal) as "excess amount should be entered" as shown in the figure

Then click on Go then view the A/c information tab then click on closure details tab and Select the close mode as Repayment account only and enter the repayment account A/c ID as "SOLID+0340(postmaster account)" as we have to give the excess amount as cheque which is mentioned below figure

Then in the next step visit the Closure exceptions tab and enter the closure reason code as "NORML" as shown

Then click on Submit and verify the same in the supervisor by using the menu HCAACVTD 

Modify the mode of operation to SELF for MIS account

• Invoke the menu CMISAM then select the function as "Modify" and enter the account number as shown

Then click on GO then the system will display the details of the MIS account in the next tab change the mode of operation as 012(SELF) as shown in the figure

Click on submit then verify the same in the supervisor login

• Note that if the first depositor expires then we need to merge the account using the menu HCCA and give the second customer CIF to make the account as single account and verify the same in the supervisor then go for account modification and delete the related party 2 details and verify the same in the supervisor.
• If the second depositor expires then remove the related party 2 details in the account modification and verify the same in the supervisor.

Change the CIF status as deceased for deceased customer i.e., one of the joint holder.

• Invoke the menu CMRC and select the function as Modify then enter the CIF id of the deceased customer as shown

Then click on Go then the system will display the customer details in the next screen and modify the customer status field as "Deceased" and enter the date of death filed as deceased date as shown in the following figure

Then Click on Submit and verify in the supervisor.

Check the CLIMIT for the MIS account holder

• Invoke the menu CLIMIT to check the limit now the MIS customer is having i.e., he shouldnot exceed 4.5 lakhs as one of the customer expired.
• Invoke the menu CLIMIT then the system will ask to enter the CIF id enter the CIF id as shown in the figure

Then Click on Go then the system will display the list of MIS account for that particular CIF which should not exceed 4.5 lakhs.

STANDING INSTRUCTION IN DOP FINACLE

Standing instruction in DOP Finacle can be given from SB account to RD account by using the menu 
                                                    HSSIM

• HSSIM stands for Standing Instruction Maintenance.

Note that for giving the standing instructions from TDA accounts(SCSS,MIS and TD) accounts to SB accounts we should not use this menu.

1. For giving the standing instructions for TDA accounts(SCSS,MIS and TD) accounts we have to go for account modification menu and enter the interest credit account as SB account number of the customer and submit and verify in the supervisor.
2. For giving the standing instruction from SB to RD invoke the menu HSSIM and select the function as "ADD" then click on Go as shown

Then the system will ask to enter the following in the header details

1. Select the Standing Instruction Type as "customer induced"
2. Enter the CIF Id of the customer in the field CIF ID.
3. Select the Standing Instruction Frequency as Monthly,date and Previous day as shown
4. Select the field execution time as "B-after change of Date"
5. Enter the filed Next execution date as "give the next execution date" as shown in the figure

Then click on instruction details then the system will ask to enter the following

DEBIT ENTRY

1. Select the CCY filed as "INR"(Indian Rupee)
2. Enter the account id of the customer "SB account number of the customer"
3. Select the amt type field as "Fixed"
4. Select Debit/Credit field as "Debit"
5. Enter the amount field "as amount of RD amount" as shown

Then click on Add as shown then the system will ask to enter the following

CREDIT ENTRY

1. Select the CCY filed as "INR"(Indian Rupee)
2. Enter the account id of the customer "RD account number of the customer"
3. Select the amt type field as "Fixed"
4. Select Debit/Credit field as "Credit"
5. Enter the amount field "as amount of RD amount" as shown

Then finally click on submit then the system will generate the standing instruction number as shown

Then note down the instruction number and verify the same in the supervisor.